A cash America loan is a payday loan or otherwise referred to as a cash advance. A cash America loan is also called a payroll advance or payday advance. There are multiple names for a cash America loan but they all mean the same thing. A cash America loan is a payday loan that you take out in America. A cash America loan is an online payday loan. A cash America loan is a really easy and convenient type of loan to use because everything is online. You apply for the cash America loan online. You converse with our cash America loan representatives online via email or over the phone. Not only are all of these aspects of the cash America loan process online but we deposit the cash America loan and withdraw the cash America loan directly into and out of your checking account, so you never have to go to the bank.